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US4Women

US4Women

The absence of formal financial histories contributes to women’s exclusion from formal financial systems. Women’s inability to prove their creditworthiness prevents them from accessing affordable credit.

The US4Women program has been created to enable women especially in vulnerable settings to immediately gain access to credit, also enabling them to build their credit history by beginning with borrowing a small amount, and over time, borrowing a sizable amount. 

Products designed just for you

Humble Beginnings

This product is a savings account that allows women to make savings on a periodic basis in amounts that are affordable to them.

Our members open accounts with a minimum requirement of 5,000 shillings  and no monthly charges. This allows women to grow and build a financial history that can be used to utilize other services.

Benefits

  • Access to durable modern tools and kits
  • Flexible payments
  • Continuous training on asset utilization
  • Helps youth with capital to improve their businesses, thus creating employment.
  • Easy loan processing.
  • Affordable interest rates
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Key Requirements

  • One passport photo
  • Account creation form
  • 5000 shs to open account
  • 10,000 shs for minimum account balance
  • Account Holder Signature

Mpolayo

Mpolayo allows women to take on opportunities of business growth or deal with unexpected emergencies. The product offers the option of a long-term or quick loan respectively.

The long term loan is charged at 3.5 % and the quick loan at 10% payable in four-months

Benefits

  • Affordable interest rate
  • Short loan process period
  • Free training on loan management
  • Attractive interest rate
  • Repayment plans structured to accommodate the nature of cash flow
  • Multiple disbursements offered to accommodate different stages of the income activity cycle
Apply Now

Key Requirements

  • Must be a member of the US4 women program
  • Own an account
  • Loan processing form and acceptance form
  • Two guarantors
  • Loan processing fees (5,000 shs)
  • Reliable income generating activity

Entandikwa

This product is targeted to enable women to acquire and utilize resourceful business assets that would rather be unaffordable to purchase/acquire. The product allows the beneficiaries to use the asset while paying for it at an affordable interest rate.

Benefits

  • Access to durable assets
  • Flexible payments
  • Business growth
  • Repayable through equal installment payments dependent on cash flow of the business.
  • Irregular payments can be structured based on the cash flows within the agreed period.
Apply Now

Key Requirements

  • Must be a member of the US4 women program
  • Own an account
  • Loan processing form and acceptance form
  • Two guarantors
  • Minimum loan purchased at Ugx.100,000.
  • Reliable income generating activity

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