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© era92 Finance. All rights reserved.

Affordable, Accessible Credit for Underbanked Ugandans.

We provide affordable, accessible financial services to women and youth stuck in the slums and refugee camps without access to credit.

Apply online in 10 minutes
Decision in as little as 1 day
Borrow from 100,000 to 100M UGX
Rates from 2.5%-30% p.a

Africa needs small businesses

Across Africa, small businesses aren’t given the finance they need to grow. We’re here to change that, by making finance accessible, quick and simple.
  • Own income‑generating assets
  • Build a verifiable digital credit profile, &
  • Earn future growth opportunities
From financing to value-added services to new opportunities, we are building a long-term ecosystem for MSMEs to grow and thrive with us as their partner.

ACCESS

People from underserved communities access low interest capital

EMPOWERMENT

They acquire the tools they need to start/grow their small businesses

PROSPERITY

They earn, care for their families & reinvest their profits in scaling developing more businesses

Our Loan Products

Agriculture Loans

Equipment Loan

Family Loan

School Fees Loan

Our Model

People living in poverty are capable

We believe that with the right tools, the opportunity to work, and the support of Christ-centered communities, people living in extreme poverty can provide for themselves & their families with dignity.

FINANCIAL SERVICES

Our financial solutions are centered around access to capital through low interest loans. Our loan products equip entrepreneurs as they grow their business, care for their family, and lead an empowered & dignified life.

HOLISTIC APPROACH

Finance education is necessary for the people we serve. Through seminars, and business courses, women & youth are equipped to steward their work with excellence.

FAITH INTEGRATION

Our conviction in the saving grace and restoring power of Jesus motivates us to love our neighbor as ourselves. We incorporate bi-weekly devotionals, prayer, and Biblically based business training into our programs.

It’s working

Together, we are bringing economic empowerment and the hope of Jesus Christ to the hard places.

5,000

people empowered since 2021

3,000

Jobs Created in poor communities through small business growth

300K

Asset Based Loans Disbursed

1,000

Active Clients have a livelihood to support their families. (87% Women)

2,000

Youth Empowered through access to credit since 2021

Changing the status quo

The microfinance market is struggling to go digital yet tech is the future. 

We want to be a part of that future. 

Read our progress & plan for an era92 digital microfinance.

“Very quick and straightforward. They understood my needs and provided a very competitive rate of interest.”

Sulaiman, October 2021
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We’re here to help

Contact our team if you have any questions.

+256 709 391931

Need help? Call us.